Accounts
The Accounts API enables you to read and perform operations on your PagoNxt accounts.
Overview of endpoints
Your accounts are always linked to your onboarded company (or one of your onboarded companies). 3 ways to represent a company:
CompanyId
CompanyName
CompanyNumber
These data points may be required for executing specific API calls in our platform (e.g., FX trades booking & execution, creating virtual accounts, etc.).
Balances
Types of balances PagoNxt works with that may be relevant to consider when retrieving the balances of your account:
Current balance → Also referred usually as the Book balance (sum of every transaction we have in our books)
Value balance → Sum of everything that have a value date before now.
Consolidated balance → Sum of everything that have a consolidation date before now. Most of the times it should equal the available balance.
Pending consolidation → Sum of everything that have a consolidation date after now(). Also referred as the un-clear funds.
Withholding → Sum of all withholdings in the account.
Overdraft → Sum of all overdrafts in the account.
Limit → Sum of all the limits of an account.
Available balance → Sum of consolidated balance + limit + withholdings.
Currently, PagoNxt does not offer overdrafts, limits or withholdings on the accounts