Introduction
The Semantic Validations Data Contract defines the integration between the PagoNxt Payments Hub and the Customer Semantic Validation Capability to ensure compliance and semantic integrity of ISO20022 payment messages. The contract outlines the secure exchange of messages, ensuring logical consistency, data completeness, and adherence to business rules for seamless transaction processing.
Key payment messages validated include pacs.003, pacs.004, pacs.007, pacs.008, pacs.009, pain.001, pain.007, pain.008, camt.027, camt.055, camt.056, camt.087, and camt.029. Validation outcomes (valid, invalid, pending, injure) are communicated through pacs.002, pain.002, camt.025, and camt.029, with decisions provided in a separate header for clarity.
Validation ensures transactions are logically sound and regulatory-compliant while reducing processing risks. Supported message versions include the latest ISO20022 standards, ensuring compatibility and forward adaptability. The integration’s success depends on accurate message exchange, validation integrity, and mutual agreement for updates, fostering an efficient payment ecosystem.
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