At PagoNxt Payments Hub, we revolutionise payment processing for banks, fintechs, and businesses. As a fintech subsidiary of Banco Santander—one of the world’s leading banking institutions—we combine cutting-edge fintech innovation with Santander’s extensive global expertise.
Our Payments Hub operates as a real-time payment processing engine, leveraging advanced technology to create a flexible and resilient infrastructure. This allows for seamless account-to-account (A2A) payments in a Software as a Service (SaaS) model. By utilising common, modular functions, our platform supports a versatile and scalable environment where various payment types and schemes can coexist, serving multiple platform tenants. This enables us to deliver a truly global service that caters to a wide range of customer segments and scenarios.
In the realm of payment processing, particularly for financial institutions, service availability and security are paramount. PagoNxt Payments Hub addresses these critical needs with robust measures designed to protect sensitive information, uphold data ownership, and maintain distinct customer operations. As businesses navigate the complexities of the modern payments landscape, they can trust PagoNxt Payments Hub for a secure, resilient, and innovative service that meets both current and future demands.
Key Features
Our Payments Hub offers a comprehensive solution with the following highlights:
End-to-end orchestration of multiple payment types and schemes
Native support for industry standards, such as ISO20022
An open philosophy for integrations and data querying
Continuous availability and up-to-date services
Secure and resilient operations
Who We Serve
Our platform is tailored to meet the diverse needs of various customer profiles, including medium to large financial institutions (FIs), non-banking financial institutions (NBFIs), neo-banks, fintech companies, and corporations looking to enhance or modernize their payment processing capabilities.
We understand that these organizations face challenges such as regulatory compliance, legacy system obsolescence, performance issues, scalability, and high costs, which can hinder innovation and competitiveness. Our Payments Hub effectively addresses these challenges, validated by billions of transactions processed annually for global institutions.
For more insights into our customer segments and their specific needs, please explore our use cases section